How This Works

A transparent comparison model.

I'm a software engineer who built TillSwift as a focused payment-provider comparison platform in the same spirit as sites like comparethemarket.com. Instead of generic rankings, TillSwift models your business profile and payment behaviour to calculate which provider is genuinely lowest cost for your exact use case.

Built by
Software engineer
Decision method
Mathematical pricing model
Service cost
Free

How matching works

TillSwift takes the key inputs that influence real processor costs: transaction count, average transaction size, trading days, channel mix (in-person vs online vs CNP), and card-type mix (debit, credit, premium/Amex where relevant).

  1. Builds your projected volume profile from your inputs.
  2. Applies each provider's pricing structure (rates, flat fees, monthly fees, and plan assumptions).
  3. Calculates total cost over time and compares all providers on a like-for-like basis.
  4. Highlights the lowest-cost option for your specific profile.

This means recommendations are not based on brand popularity or generic "best of" lists — they are based on cost maths for your scenario.

Why the service is free

The platform is free to use for clients. If a client decides to switch to a new card provider, I may receive a small commission from that payment company.

Important: the comparison itself is designed to stay impartial and focused on client best interests. I do not work for any payment companies, and I have refused to work with companies that have tried to influence my independence. You are free to use the analysis whether or not you switch.

If you choose a provider

If you decide on a provider after using the comparison, please contact me to confirm which provider you chose.

What this means for you

You get a transparent, numbers-first comparison tailored to your business behaviour — without paying for access.

About the founder